Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization.
Ability to work in a fast paced environment with little supervision.
Solid knowledge of loan and related legal documents.
Ability to foster strong partnerships with the related documentation and underwriting units.
Demonstrated practical and conceptual knowledge of credit and risk analysis.
Proficient in Microsoft Office, including Word, Excel and PowerPoint.
Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions.
Knowledge of Federal banking regulations.
Strong analytical skills and proficient with financial statements.
Superior written and verbal communication skills.
5+ year of financial analysis, structuring, underwriting and portfolio management experience. - Required.
Ability to work well with others and on teams.
Solid understanding of industry nuances applicable to the credits contained within the group's portfolio.
Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments.
Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.
Skilled in proposing and negotiating and recommending credit and covenant structures.
Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship.
Must demonstrate strong judgment and sound credit skills.