979 Mortgage Processor jobs in Maine

Minimum of five years of lending experience preferred
Experience with commercial and residential mortgage lending
Strong manual underwriting and credit analysis skills
Ability to analyze personal and business tax returns
Knowledge of Midcoast Maine real estate markets
Understanding of commercial and consumer lending regulations
Experience in business development and relationship management
Strong understanding of the regulatory environment for Small Entity Compliance rules as established by the CFPB
Familiarity with Fiserv Core systems a plus
Thorough understanding of Maine Title Standards and its impact to both the customer and the bank
Exposure to industries common in Midcoast Maine, including hospitality, marine services, commercial fishing, construction, real estate development, nonprofits, and local businesses, is a plus
Develop and maintain relationships with commercial and residential borrowers throughout the Boothbay Harbor region
Meet with prospective borrowers to understand their financial goals and lending needs
Guide business owners through the commercial lending process, including required financial information, business plans, projections, and supporting documentation
Interview customers applying for commercial and residential mortgage loans
Analyze and evaluate loan requests, financial statements, tax returns, credit reports, appraisals, and supporting documentation
Structure lending solutions that meet customer needs while maintaining sound credit quality and risk management practices
Order and coordinate appraisals, credit reports, inspections, title work, and other third-party services
Prepare required disclosures and manage the loan delivery process from application through closing
Conduct loan closings with borrowers, attorneys, real estate professionals, and other stakeholders
Monitor construction loans, including site inspections, draw disbursements, lien waivers, and coordination with contractors and borrowers
Assist borrowers experiencing financial challenges by developing practical workout solutions that support both the customer and the Bank
Monitor workout agreements to reduce risk and support successful outcomes
Identify opportunities to expand customer relationships and grow the Bank's loan portfolio
Participate in community events, networking opportunities, and business development activities
Serve as an ambassador for First Federal Savings throughout the communities we serve
Coordinate with loan processors in the processing of the requested borrowing and delivery to the applicant
Creation of worksheets to create the necessary initial disclosures
Delivery to the customer and addressing any follow-up conversations
Timely delivery of the necessary disclosures, collection of necessary documentation and verifications from the applicant to begin the underwriting process
High touch interaction with the customer continues from the initial interview through the underwriting, appraisal, approval/denial process and through to closing
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