464 2nd Lien Collections Specialist On Site jobs in Tempe,AZ

New, Posted 7 hours ago

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2nd Lien Collections Specialist (On-Site)

NewRez

Tempe, AZ

OnsiteUrgently HiringEducation AssistanceHealth InsurancePaid Time OffRetirement Benefit

Receive and review loan information on 1 to 180+ delinquent 2nd lien accounts.
Contact borrowers to cure delinquency, set up payment arrangements, review borrower's response packages for modifications, repayment plans or settle accounts.
Identify and recommend optimal workout strategies based on individual borrower circumstances.
Identify and recommend legal strategies, as necessary.
Increase frequency of borrower contact based on days since last payment.
Engage in efforts to prevent foreclosure through loan modification, repayment plans and deferments.
Arrange for contractual services relating to property inspectors' appraisers, real estate agents, who may be involved in the inspection or evaluation of the property.
Analyze and underwrite the borrower's income through review of documents which include, but are not limited to, financial statements, tax returns, credit reports and collateral appraisals to determine and recommend the most feasible and appropriate solution for the homeowner.
Use the delegated authority tool and work with client matrices regarding workout strategies.
Ensure all calls and loss mitigation efforts are compliant with company policies and procedures.
Address any homeowner question or concern.
Handle escalated files appropriately by providing an articulate and complete response.
Keeps servicing files up to date with the necessary document and correspondence needed to ensure a comprehensive record of the homeowners account activity is maintained and communicated.
Use manual and dialer strategies to contact delinquent homeowners.
Understanding legal requirements and Fair Debt Collection Practices Act (FDCPA) guidelines on manual dialer reports.
Must be able to communicate effectively through verbal and written means.
Willing to work overtime as needed.
Obtain Mortgage Loan Originator (MLO) license.
Knowledgeable in different systems, Loss Mitigation System (LMS) and Delegated Authority (DA) Tool.
Review and maintain their personal negotiating worklist.
Contact homeowners to cure delinquency, this can be a blend of manual and automated calling strategies.
Handle multiple mortgage products such as Home Equity Line of Credit (HELOC) junior liens, conventional loans, Adjustable-Rate Mortgage (ARM) loans etc. that are current to 180 days delinquent as governed by investor, departmental and legal guidelines.

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New, Posted 1 day ago

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Entry Level Sales Representative

UniFirst

Phoenix, AZ

$49,000-$100,000/mo

~ 24 min OnsiteHealth InsurancePaid Time OffRetirement Benefit

0-2+ years of B2B sales experience
Proven track record of exceeding sales targets and managing a full sales cycle
Valid driverâ s license, clean driving record, and a reliable vehicle
Individuals who drive their personal vehicles for business purposes will be required to comply with minimum auto insurance requirements per UniFirst's standards

SmartExplore AI is experimental.

New, Posted 8 hours ago

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