433 Data Banking jobs in Fort Mill,SC

High School Diploma or Equivalent
+2 years of experience in sales or customer service.
Fluent in English, with strong reading, writing, and speaking skills.
Excellent organizational and multitasking capabilities.
Ability to work both independently and collaboratively.
Effective problem resolution skills for customer complaints.
Demonstrate sound judgment in job performance.
Prioritize tasks efficiently.
Comfortable with prolonged periods of sitting and handling numerous calls.
Proficient in computer usage and various software applications
This role requires the ability to work lawfully in the U.S. without employment-based immigration sponsorship, now or in the future.

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Mortgage Underwriter

First Horizon Bank

Charlotte, NC 28210

~ 29 min OnsiteEducation AssistanceHealth InsurancePaid Time OffRetirement Benefit

Location : On site in Charlotte, NC, Miami Lakes, FL, Plano, TX, Houston, TX, Birmingham, AL or Baton Rouge, LA
Underwrites residential mortgage loan applications according to agency, investor, regulatory and internal First Horizon guidelines
Independently evaluate a variety of complex residential mortgage credit applications, credit bureau information, collateral valuation, complicated tax returns, financial statements, sales contracts, title, insurance and/or other supporting documentation to decision loans within designated authority levels by way of automated underwriting tools
Review and evaluate loan viability and identify risk issues and potential fraud
Comply with bank policies and procedures, regulatory requirements, and investor/internal guidelines
Effectively communicate with sales and operations partners regarding loan approvals, condition clarifications, deficiencies, and denials
Respond to audits and post-closing issues in a timely manner
Proactively manage an individual loan pipeline daily, prioritizing files and ensuring loan closing dates are met as well as company turn-time standards
Collaborate with team members using underwriting guideline knowledge to identify potential solutions for denied loan files and issue counteroffers when applicable
Mentor less experienced underwriters and provide second level reviews for training files
Perform other duties as assigned
Thorough understanding of mortgage lending regulations, underwriting guidelines, unique product types (bond, jumbo, portfolio) and the residential mortgage loan process
Excellent verbal and written communication skills, including ability to concisely articulate the borrower's financial profile and associated risks
Ability to prioritize work and meet tight timelines
Ability to partner and collaborate with a team of peers and management
Government lending credentials, including FHA Direct Endorsement and VA SAR or equivalent non-QM, manual underwriting experience

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AD-Credit Line Increase Strategy

OneMain Financial

Fort Mill, SC 29715

HybridFlexible ScheduleEducation AssistanceHealth InsurancePaid Time OffRetirement Benefit

Bachelor's Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
5+ years of experience in experience in consumer lending, driving informative risk decisions through analyses; Master's or PHD degrees may offset experience
Advanced analytical skillset using tools such as SQL, SAS, R, or Python
Innovative and capable of developing creative solutions to complex, data-driven problems

SmartExplore AI is experimental.